From the John Vento family in New York, “The Generational Wealth Code: A Tax-Smart Roadmap to Financial Independence” hits shelves June 9, 2026
STATEN ISLAND, N.Y., May 30, 2026 – Vento Tax & Wealth Management Group today announced the upcoming release of The Generational Wealth Code: A Tax-Smart Roadmap to Financial Independence (Wiley; on sale June 9, 2026), a comprehensive personal finance guide co-authored by four members of the Vento family – each a credentialed financial professional – who collectively bring over six decades of experience helping thousands of Americans pursue the creation and preservation of wealth.
The book is rooted in a single, urgent premise: taxes are your single largest lifetime expense, often exceeding half of total expenditures, yet most Americans do almost nothing to minimize them. Written for readers at every stage of financial life, The Generational Wealth Code delivers actionable, tax-smart strategies across 12 critical areas of comprehensive wealth management, from paying off debt and funding college to investing in real estate and preserving an estate across generations.
Central to the book is the concept of “Point X” – which the authors define as the moment at which savings and investments generate enough income to support a chosen lifestyle without a paycheck – and the Generational Wealth Code itself, the set of guiding principles and disciplined financial behaviors that transform income into enduring, multi-generational wealth. The authors show that reaching Point X is not the finish line; it is the foundation from which a lasting family legacy is built.
Timely in both scope and content, the book includes tax-smart strategies drawn from the One Big Beautiful Bill Act (OBBBA), a sweeping piece of tax legislation spanning nearly 900 pages, and what its provisions mean for individual financial plans already in place. The authors also introduce an entirely new chapter on real estate investing as a generational wealth-building vehicle, covering strategies such as 1031 exchanges, Delaware Statutory Trusts, leverage, depreciation and estate-planning through step-up in basis.
“We all must relearn some essential financial truths, become financially responsible, and prepare for the financial realities of life,” said lead author John J. Vento, CPA, MBA, CFP ® . “The first step is financial literacy, and this book helps unlock that journey, not just for you, but for your family for generations to come.”
What distinguishes The Generational Wealth Code from other personal finance titles is its genuinely multigenerational authorship. John J. Vento, CPA, MBA, CFP ® , founder and Chairman of Vento Tax & Wealth Management Group, led the project after decades of work on his earlier books in the Financial Independence: Getting to Point X series. He is joined by his three children: John J. Vento Jr., CPA, CFP ® , President and Managing Partner of the firm; Nicole Vento, CPA, CFP ® , Financial Advisor; and Christine (Vento) Conway, CPA, Senior Vice President at Inland Securities Corporation. Together, the four authors speak directly to the financial realities faced by baby boomers, Gen X, millennials, and Gen Z alike.
The book carries a foreword by Andy Watts, President of Avantax Wealth Management, who has worked with the Vento firm for more than four decades. Watts writes that the approach embodied in the book, one he describes as marrying tax and financial planning at every decision point, is morally as well as financially sound, and essential at a moment when tax complexity has never been greater.
“The Generational Wealth Code masterfully translates decades of tax-smart planning into a practical blueprint that every family can use. It’s rare to find a book that is equally empowering to first-time savers, seasoned investors, and professionals guiding clients toward real financial independence.”
— Gene F. Goldman, CFA ® , Chief Investment Officer, Cetera Financial Group
The authors write with urgency born of the current economic climate. Stagnant wages, record student loan debt, rising housing costs, and persistent inflation have left millions of Americans — particularly millennials and Gen Z — struggling to get ahead. The book directly addresses that reality, arguing that the path forward is not
entitlement or dependence, but financial literacy, personal discipline, and smart tax planning.
A distinguishing feature of the book is its expansion of the concept of “tax alpha” — a term traditionally limited to investment management — to encompass every area of financial planning. By applying tax-smart strategies across all 12 wealth management areas simultaneously, the authors argue that readers can save thousands, and in many cases tens of thousands of dollars annually.
The book is written for the full spectrum of financial life. Whether a reader is a dual-income couple juggling mortgage payments, college tuition, and the care of aging parents, or a high-income earner focused on long- term wealth preservation, The Generational Wealth Code provides both the foundation and the strategies they need. It serves those still working toward financial independence as equally as those who have already achieved it and now seek to build a lasting legacy of stability and opportunity for future generations.
Additional Praise for The Generational Wealth Code
“Most financial books tell you to save and invest. John Vento invites readers to think about how what they’ve built may be preserved and passed on. With four decades as a CPA and CFP ® , he understands what advisors often miss: most investment decisions are tax decisions. Anyone serious about building lasting wealth for the next generation needs to read this.”
— Michael Sincere, Author of Understanding Stocks and Understanding Options
“The Generational Wealth Code is a must-read for anyone serious about meaningfully and reliably reducingtheir tax burden. Backed by real-world credibility as CPAs, CFP ® s, and investment advisors, the authors offer a rare multigenerational perspective on how to implement tax-smart financial planning and investment strategies that build lasting family wealth.”
— Michael K. DeLuke, DDS, MDS, ABO, Host of The DOC Podcast
The Generational Wealth Code: A Tax-Smart Roadmap to Financial Independence will be available June 9, 2026, wherever books are sold.
About the Authors
John J. Vento, CPA, MBA, CFP ® is a Senior Financial Advisor and the Founder and Chairman of the Board of Vento Tax & Wealth Management Group. For over 40 years he has helped thousands of individuals achieve financial independence and build generational wealth through personalized, tax-smart investing and financial planning strategies.
John J. Vento Jr., CPA, CFP ® is the President and Managing Partner of Vento Tax & Wealth Management Group, specializing in tax-smart strategies and helping individuals and business owners navigate evolving tax laws.
Nicole Vento, CPA, CFP ® is a Financial Advisor at Vento Tax & Wealth Management Group, specializing in tax- smart financial planning and investment strategies designed to help individuals build and preserve long-term wealth.
Christine (Vento) Conway, CPA is a Senior Vice President at Inland Securities Corporation, specializing in tax-smart real estate investments and advising individuals on long-term real estate strategies.
About Vento Tax & Wealth Management Group
Vento Tax & Wealth Management Group is a full-service tax and financial planning firm with offices in Staten Island, New York, and Highland Beach, Florida. The firm provides tax-smart investment management, retirement planning, estate planning, and financial planning services to individuals and business owners. John, John Jr., and Nicole Vento are Registered Representatives offering securities through Cetera Wealth Services, LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC, a Registered Investment Adviser. Cetera is under separate ownership from any other named entity. Branch offices: 95 New Dorp Lane, Staten Island, NY 10306 | 3700 S Ocean Blvd Suite 809, Highland Beach, FL, 33487.
Media Contact:
Melissa Perez (718) 980-9000 x22 | melissa@ventotaxandwealth.com
For the endorsements given by Michael Deluke who is a client of the financial advisor, no compensation was provided directly or indirectly. This individuals maintain an ongoing professional relationship with the firm. The endorsements provided by Michael Sincere, and Gene Goldman, who are nonclients of the author, were given voluntarily. No compensation—direct or indirect—was provided in connection with these endorsements. Both the author and Gene Goldman are registered through Cetera affiliated firms, which represents a material conflict of interest because their professional relationship may influence the views expressed in this endorsement. These endorsements do not guarantee future performance or investment success, nor should they be assumed to reflect the experience of other clients or investors. Additional background information about this professional is available on FINRA BrokerCheck: https://brokercheck.finra.org.
Cetera Wealth Services, LLC exclusively provides investment products and services through its representatives. Although Cetera does not provide legal advice, or supervise legal services, Cetera representatives may offer these services through their independent outside business. This information is not intended as legal advice.
Christine (Vento) Conway, CPA is not affiliated or registered with Cetera Wealth Services, LLC. Any information provided by this individual is in no way related to Cetera Wealth Services, LLC or its registered representatives.